Privacy Policy

BusinessCreditAffiliate.com desires to make the User experience satisfying and safe. Our data collection policies allow Users to choose how much information is provided, and to control the transmission of that information by selecting “No” to notification questions.

BusinessCreditAffiliate.com collects information online to better serve our Users. Depending on the service you are accessing, you could be asked to provide information such as your name, email address, and specific information about your business. This information is requested to provide the strongest value possible.

Protecting your privacy is important to BusinessCreditAffiliate.com; therefore BusinessCreditAffiliate.com is operated under the guidelines as are listed below:

Personal Information

BusinessCreditAffiliate.com collects information that personally identifies you. For example, BusinessCreditAffiliate.com asks for your name and email address. We will use this information to contact you via e-mail about services available at BusinessCreditAffiliate.com. This is done in order to assist you in the business credit building process and your search for business capital. Thereafter, if you selected to “opt in”, your e-mail address and phone number are then shown to our member funding sources to allow them to contact you regarding your search for business capital.

Cookies

BusinessCreditAffiliate.com, or its advertisers, may place a “cookie” in the browser files of your computer. Cookies, a standard industry technology, are small pieces of information or files that are stored on a user’s computer by the Web server through a user’s browser for record keeping purposes. The information can be retrieved to personalize, monitor, or regulate use of the site. Cookies allow BusinessCreditAffiliate.com to automate access and data entry functions of the site, such as your login information, and tailor the site to a user’s preferences or interests. In addition, cookies allow BusinessCreditAffiliate.com to track usage of the site to determine those areas of the site that are useful or popular, thereby enabling BusinessCreditAffiliate.com to improve and update its services.

Direct Mailings and “Opt In” versus “Opt Out”

Selecting to “Opt In” means that BusinessCreditAffiliate.com may send you information about various products and services that may be of interest to you, such as a Free newsletter regarding business credit building and the various methods to capitalize your business, alternative sources of funding, creative ways other businesses have been successful, products and or services that may assist in your search for business capital, or in other ways aid your business.

You can “Opt Out” of the BusinessCreditAffiliate.com process at any time. However, we may use the information gathered on your form during this process to send you further information about services and products we believe may be of interest to you. If after receipt of such information you may again “Opt Out” from receiving further information by simply clicking the “unsubscribe” link at the bottom of any email.

Links to Other Websites

BusinessCreditAffiliate.com may provide links to and from its partners and other Internet sites. These sites have separate data and privacy practices independent of BusinessCreditAffiliate.com, and BusinessCreditAffiliate.com disclaims any responsibility or liability for their policies or actions.

Disclosing Your Information

BusinessCreditAffiliate.com will NOT disclose any Personal Information except as described above or in its Terms and Conditions. BusinessCreditAffiliate.com may disclose user information, including demographic data, in an aggregated form that does not identify individual users in order to describe its services to prospective partners, advertisers and other third parties and for other lawful purposes.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at https://businesscreditaffiliate.com.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

Business Credit Affiliate.com (BCA) is committed to permission-based email marketing practices, and as a result has established this no-tolerance Anti-Spam Policy.

1.What is Spam?

Spam is commercial email or unsolicited bulk email, including “junk mail”, which has not been requested by the recipient. It is intrusive and often irrelevant or offensive, and it wastes valuable resources. Spam messages are the opposite of permission-based email, which are normally anticipated, personal, relevant and/or associated with a pre-existing business or personal relationship.

2.Preventing Spam

Affiliates of Business Credit Affiliate.com products and services have agreed to comply with this Anti-Spam Policy. Specifically, each affiliate agrees not to market BCA products or services via unsolicited email or bulk email. BCA reserves the right to determine in its sole discretion what constitutes actionable spam, as well as what measures are necessary in response to such spam activities.

Purchased Mailing Lists – Mass mailings to purchased email lists are not allowed. BCA only allows opt-in mailing lists. Purchased or inherited lists are by definition not opt-in. Similarly, you cannot use an email list relating to particular subject matter, and then use it for an unrelated topic.

3.Laws Restricting Spam

Spam laws vary from state to state, and from country to country. The BCA Anti-Spam Policy has been developed to conform to the highest commercially reasonable standards. As a result, and without limiting the general prohibitions against all spam activities, the following are expressly prohibited:

(a)Use of false headers, or other false information, to identify the point of origin or the transmission path of the email, or to hide the true origin of the email sender,
(b) Unauthorized use of a third party’s Internet domain name without the permission of such third party, to make it appear that the third party was the point of origin of the email,
(c) Use of any false or misleading information in the subject line of the email, and
(d) Assisting any person in any of these previously mentioned activities.

4.Questions to Ask Yourself

To help in establishing whether you are participating in activities constituting spam, ask yourself the following questions:

(a) Are you sending email to non-specific addresses, such as [email protected] or [email protected] ?
(b) Have you deliberately falsified your transmission path information or originating address?
(c) Are you sending email to mailing lists or distribution lists, which then send indirectly to various other email addresses?
(d) Have you imported for use a purchased list of any type?
(e) Are you continuing to mail to anyone who has asked to be deleted from your mailing list?
(f) Does your email not provide a fully functioning link to unsubscribe?
(g) Does you email subject line contain false or misleading information?
(h) Have you used a third party’s email address or domain name without the party’s consent?

If you answer yes to any of these questions, you are likely involved in spam activities.

5.Measures to Enforce the Anti-Spam Policy

Any Business Credit Affiliate.com affiliate found to be selling BCA products or services with spamming methods will, at BCA’s discretion, be immediately cut off as an affiliate.

Business Credit Affliate.com does not attempt to censor any content, nor to curtail the business of its affiliates. However, spam activities do not fall within uses authorized by BCA, and will not be tolerated.

Our funding programs work directly with banks, credit unions, business lenders, private lenders, and our own direct lending to obtain the best terms possible for each of our clients. We can help your clients access the capital they need to start, grow and expand their businesses.